apna ghar apni chat
apna ghar apni chat
The launch of "Apni Chhat Apna Ghar" marks a significant step towards addressing the housing needs of Pakistan most vulnerable populations, aligning with the government vision of creating a more inclusive and equitable society.
The "Apni Chhat Apna Ghar" program was inaugurated by CM Punjab Maryam Nawaz Sharif on 14 August, 2024 with the aim of providing affordable housing to low-income families including workers, laborers and empowering them to become homeowners.
The initiative target to address the housing crisis in Pakistan by offering subsidized housing units, easy installment plans and simplified application processes. Under this program, eligible beneficiaries will be able to purchase their own homes, enjoying the security and dignity that comes with homeownership.
In order to avail of the benefits of the Apni Chat Apna Ghar scheme people must belong to the Punjab province and must belong to a low income earning family that is income earning family that is income should be less than 60,000 Pakistani rupees otherwise they will not get registered. Moreover, they should be government employees and should not own any home.
The maps of the houses will be designed with the joint collaboration of government of Punjab and Pakistan council for Architect and Town planning. They also provide basic amenities like water, electricity and sanitation.
The “CM Punjab Apni Chat Apna Ghar Housing Scheme” plans to construct over 3,000 homes in each district and ensure that resources are distributed fairly. The scheme will focus on five main cities: Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. In Lahore, 5000 homes will be built near Raiwind Road in the first phase.
The scheme is highly affordable. Each apartment costs Rs. 1.5 million, but with the government’s 60% subsidy its beneficial for peoples only pay 40% amount. This amount can be paid down, with the rest paid in easy monthly instalments of Rs. 26,000 over five years. This plan allows families with modest incomes to own a home.
On the orders of the Chief Minister, the Punjab Information Technology Board (PITB) has developed a dedicated portal for the "Apni Chhat Apna Ghar" project, providing a centralized online platform for applicants to register, track and manage their applications.
The "Apni Chhat Apna Ghar" program offers numerous benefits to the public, including affordable housing solutions, homeownership opportunities, and permanent residences.
It promotes socio-economic development, improves living standards, and reduces homelessness.
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